Venmo everything with the Venmo Debit Card.

Use the Venmo Debit Card¹ to instantly spend the money in your Venmo balance and earn up to 5% cash back² from some of your favorite brands.

Get the Venmo Debit Card

Purchase restrictions apply.

Spend your Venmo balance

Earn cash back

No monthly fee

24/7 fraud monitoring

Spend your balance on what you want.

Did a friend Venmo you money for movie tickets? Use your debit card to instantly spend that money in your Venmo balance for popcorn, parking, or anything else you want to buy now.

Use your card while you’re traveling, too. You can pay with your Venmo Debit Card anywhere Mastercard® is accepted around the globe.

Let's level up your cash back with Venmo Stash.

Earn 1% cash back when you spend your balance on your favorite bundle of brands.

Start earning 2% cash back on your bundle by turning on auto reloads.²

Get 5% cash back on your bundle when you receive $500+ in Direct Deposits each month.³

Venmo Stash bundle terms and exclusions apply. Max $100 cash back per mo. Venmo checkout not available at all merchants.

Unlock special limited-time offers.

As part of your Stash rewards, your Venmo Debit Card comes with access to offers that are changing all the time, giving you more ways to earn cash back.⁴

Rep your college.

Score more with special edition card designs.

Unlock perks like on-campus events with music, merch, watch parties, and more.
Plus, limited-time cash back offers⁴ and giveaways made for college sports fans.

Scan to browse colleges

Browse colleges

Your Venmo balance goes where you go.

The Venmo Debit Card unlocks new ways to use your Venmo money.

Spend it

Got paid back for brunch? Use it to pay for your ride home. And continue earning cash back at some of your favorite spots as you spend your Venmo money.

Split it

Pay with your card now, and easily split it in the app later. Or have friends settle up before you pay the bill, so your balance is ready to cover the total.

Withdraw cash

Withdraw cash at no cost from 40,000 MoneyPass® ATMs in the U.S.⁵ Find an ATM near you.

Add funds

Need money ASAP? Instantly boost your balance⁶ with a linked debit card. Or, set up Direct Deposit and get your paycheck into your Venmo balance up to 2 days early.⁷

Your favorite

card in your mobile wallet.

Add your debit card to your mobile wallet (like Apple Pay or Google Pay)⁸ as soon as you sign up. You can start earning cash back before your new card even arrives in the mail.

With your Venmo Debit Card, you have pass-through FDIC insurance.

Your USD Venmo funds are held in Program Banks, where they are, subject to certain conditions, eligible for pass-through FDIC insurance up to $250,000 at each Program Bank. FDIC insurance protects against the failure of a Program Bank, not Venmo.

Venmo is not a bank, does not take deposits, and is not FDIC-insured. See Venmo User Agreement.

Match your vibe.

What color’s your style? Choose your design, confirm your info in a few taps, and start earning up to 5% cash back² from some of your favorite brands.

Card colors are subject to availability.

Order the Venmo Debit Card in app

Get the Venmo Debit Card

Download the Venmo app

Frequently asked questions

Think of the Venmo Debit Card as your Venmo balance in your pocket. It lets you pay for everyday purchases everywhere Mastercard® is accepted, both in-store and online.

Instantly spend your Venmo balance in-store and online with the Venmo Debit Card. And use your card to earn up to 5% cash back with our rewards program, Venmo Stash. (Terms and exclusions apply.) All connected to the app you know and love, for no monthly fee and no minimum balance. And features that help keep your card and account information safe.

There is no monthly fee for the Venmo Debit Card. However, some services, such as ATM withdrawals at non-MoneyPass® ATMs or over-the-counter cash withdrawals, may have associated fees. It's a good practice to review the card's official terms for a full list of potential fees.

The Venmo Debit Card is a debit card connected to your Venmo balance. You can spend your balance online or in-store anywhere Mastercard is accepted.

When you join Venmo Stash, our rewards program, you can earn cash back at a bundle of brands you choose when you pay with your Venmo Debit Card.

Pick a bundle of your favorite brands and earn 1% cash back every time you spend at those spots with your card. Once you’re set up with Stash, increase your cash back to 2% when you turn on auto reloads, or 5% when you receive $500 or more in monthly Direct Deposits.

Plus, earn more cash back with limited time offers—just activate them in the app and spend with your card. Offers are always refreshing, giving you more ways to earn.

The Venmo Mastercard® is issued by The Bancorp Bank, N.A., pursuant to license by Mastercard International Incorporated. Card may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp Bank, N.A. is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from Venmo.

Venmo Stash bundle terms and exclusions apply. Max $100 cash back per month. Venmo checkout not available at all merchants.

Ability to use money in your Venmo account to make purchases with authorized merchants is subject to Venmo verifying your identity. Learn more.

⁴

See Venmo Credit Card Rewards Program Terms. Use of cash back is subject to the terms of the Venmo User Agreement. The Venmo Visa Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA and Visa Signature are registered trademarks of Visa International Service Association and used under license.

⁵

See Terms & Rates for New Accounts.

⁶

Application subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. You must have a Venmo account in good standing, that has been open for at least 30 days prior to application. An approved Venmo Credit Card application will result in a hard credit inquiry, which may impact your credit bureau score. Pre-approved offers can only be accepted through the Venmo app.

⁷

Venmo account required. Eligibility requirements and terms apply.

⁸

When you buy or sell cryptocurrency on Venmo (including when you check out with crypto), Venmo will disclose an exchange rate and any fees you will be charged for that transaction. For currencies other than PYUSD, the exchange rate includes a spread that is earned on each purchase and sale. Learn more about cryptocurrency fees on Venmo.

Buying and selling cryptocurrency is subject to a number of risks and may result in significant losses. Please see Venmo’s disclosure for more details.

Venmo does not make any recommendations regarding buying and or selling cryptocurrency. Consider seeking advice from your financial and tax advisor. Some custody, trading, and transfer services for cryptocurrency are performed for Venmo by our licensed service provider, Paxos Trust Company, LLC. PayPal USD is issued by Paxos, not Venmo, and is subject to the Paxos US Dollar-Backed Stablecoin Terms and Conditions.

Any cryptocurrencies you hold in your Venmo account are not deposits, are not eligible for pass-through FDIC insurance and may lose value. FDIC insurance protects against the failure of a Program Bank, not the failure of the Venmo service. Venmo is not a bank, does not take deposits and is not FDIC insured.

Cryptocurrency activity is not a regulated activity in many U.S. states and territories. Venmo is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Buying, selling, transferring, and holding cryptocurrency with Venmo is not available in Hawaii and where prohibited by law.

All cryptocurrency prices shown are for illustrative purposes only.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. All rights reserved. Standard data rates from your wireless service provider may apply.

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