Download the Venmo app
The best of Venmo, now for ages 13-17.
Family-friendly finances.
A debit card for teens, plus Venmo access to track spending and send money to trusted friends and family. With their card, teens can spend online and in-person—anywhere Mastercard is accepted.1
Scan to add a teen account
No monthly fee
Transparent controls
Fast transfers
Free to sign up
Keep tabs on spending.
Monitor balance from the Venmo app and get real-time spending alerts. You can adjust privacy settings, view transactions, or lock the debit card at any time.
Payments
made easy.
Teen accounts receive a simplified Venmo experience that allows teens to securely send money to friends on Venmo and get paid back. See they’re running low on funds? Send more money in a few taps, or help them access their paycheck via Direct Deposit.2
It all starts with the card.
Ready to get started? Ask your teen to pick their favorite card color, then create an account for them right in the Venmo app.
Scan to add a teen account
With your Venmo Teen Debit Card, you have pass-through FDIC insurance.
Your USD Venmo funds are held in Program Banks, where they are, subject to certain conditions, eligible for pass-through FDIC insurance up to $250,000 at each Program Bank. FDIC insurance protects against the failure of a Program Bank, not Venmo. Venmo is not a bank, does not take deposits, and is not FDIC-insured. See Venmo User Agreement.
Get the card that gets you.
The Venmo Debit Card goes where you go.1 Shop online and in-person with no monthly fee or minimum balance.
No monthly fee
Withdraw cash at ATMs2
Pay online and in-store
Free to sign up
Pay friends
and family.
Send money and get paid back, right in Venmo. The app makes it easy to track your balance and monitor your card activity.
Get cash fast.
Get no-cost cash withdrawals at in-network U.S. ATMs.2 Or set up Direct Deposit to receive paychecks up to two days early.3
Flex your style.
Pick the card color that fits your vibe. Ready to go? Let a parent or guardian know they can add a teen account right in the Venmo app.
With your Venmo Teen Debit Card, you have pass-through FDIC insurance.
Your USD Venmo funds are held in Program Banks, where they are, subject to certain conditions, eligible for pass-through FDIC insurance up to $250,000 at each Program Bank. FDIC insurance protects against the failure of a Program Bank, not Venmo. Venmo is not a bank, does not take deposits, and is not FDIC-insured. See Venmo User Agreement.
FAQs
The Venmo Teen Account is a Venmo account for 13 to 17-year-olds that is connected to the Venmo account of a parent or guardian. This allows teens to learn about money management with parental oversight built right in. With this account, teens can send and receive money, as well as spend with Venmo online and in-store. Parents can send money to the Venmo Teen Account, and the teen can access it with their Teen Venmo Debit card. Parents can monitor the balance, all transactions, and manage privacy settings right from their app.
Parents and legal guardians can apply for a Venmo Teen Account on behalf of their teen, and can add money directly to the account once it's been opened. The Teen Debit Card is linked to the Teen Account, and allows them to spend the balance anywhere Mastercard is accepted.
Parents and legal guardians can also grant their teen access to the Venmo app. Teens can use Venmo to monitor their spending, view the account balance, and pay and request money from friends on Venmo—all with a direct line of sight from parents.
Card may be used anywhere Mastercard is accepted.
There is no application fee, no monthly fee, and no minimum balance for the Venmo Teen Debit Card. However other fees may apply for use of the card.
If you are interested in learning more about any fees associated with Venmo or the Venmo Teen Debit Card specifically please click here.
Parents and legal guardians can lock/unlock the Teen Debit Card, monitor the Teen Account balance from their Venmo account, and receive notifications on account activity. All teen transactions default to private, and only guardians can update privacy settings in the app.
Go to the Me tab in the app and use the drop-down menu beneath your name at the top of the screen to create a Venmo Teen Account.
The Venmo Teen Account is designed for teens between the ages of 13 and 17. Teens or parents can sign up for a teen account. If a teen initiates sign-up, a parent or legal guardian (who must be 18 years or older and have a Venmo account) must review and approve the account.
There are no monthly fees for the Venmo Teen Account. Certain actions, like ATM withdrawals at non-MoneyPass® ATMs, may have fees. It's always a good idea to check the official cardholder agreement for a complete list of terms.
Parents have the ability to view all transaction activity for the Venmo Teen Account, including payments sent and received, as well as all debit card purchases. This activity is visible directly within the parent's Venmo app, providing clear oversight.
Venmo Teen Accounts have specific daily and weekly limits for spending and transfers. While parents cannot set custom dollar limits, they have full control over the account balance by deciding how much money to send to the teen. Parents can also lock the card at any time through the app.